@font-face{font-family:"Sora";src:url(/fonts/sora-latin-wght-normal.woff2) format("woff2");font-weight:100 800;font-style:normal;font-display:swap}
@font-face{font-family:"Karla";src:url(/fonts/karla-latin-wght-normal.woff2) format("woff2");font-weight:200 800;font-style:normal;font-display:swap}

:root{
  --sky:#0369a1;--sky-ink:#075985;--sky-deep:#0b4a72;
  --navy:#0c1e33;--text:#1f3349;--muted:#4a5d72;
  --panel:#eef6fc;--line:#d3e5f3;--white:#fff;
  --warn:#9a3412;--warn-bg:#fff4ea;--ok:#166534;--ok-bg:#eaf7ee;
  --r:18px;--wrap:1120px
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:84px}
body{margin:0;background:var(--white);color:var(--text);font:400 1.0625rem/1.68 "Karla",system-ui,-apple-system,"Segoe UI",sans-serif}
img,svg{display:block;max-width:100%;height:auto}
h1,h2,h3{font-family:"Sora",system-ui,sans-serif;color:var(--navy);line-height:1.2;letter-spacing:-.015em;overflow-wrap:anywhere;hyphens:auto;margin:0 0 .6em}
h1{font-size:clamp(1.45rem,.6rem + 4vw,3.05rem);font-weight:700}
h2{font-size:clamp(1.4rem,1.05rem + 1.6vw,2.1rem);font-weight:650}
h3{font-size:1.15rem;font-weight:600}
p{margin:0 0 1em}
a{color:var(--sky)}
a:hover{color:var(--sky-deep)}
:focus-visible{outline:3px solid var(--sky);outline-offset:3px;border-radius:6px}
.wrap{width:100%;max-width:var(--wrap);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:12px;top:-60px;background:var(--navy);color:#fff;padding:10px 16px;border-radius:10px;z-index:50;text-decoration:none}
.skip:focus{top:12px}

/* Header */
.top{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.94);border-bottom:1px solid var(--line);backdrop-filter:saturate(1.4) blur(8px)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:68px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font:700 1.15rem/1 "Sora",sans-serif;min-width:0}
.brand img{flex:none}
.top-right{display:flex;align-items:center;gap:14px}
.lang{display:flex;gap:2px;font:600 .85rem/1 "Sora",sans-serif;border:1px solid var(--line);border-radius:999px;padding:3px}
.lang a,.lang span{display:block;padding:7px 10px;border-radius:999px;text-decoration:none}
.lang span{background:var(--sky);color:#fff}
.lang a{color:var(--navy)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--sky);color:#fff;font:600 1rem/1.2 "Sora",sans-serif;text-decoration:none;border:0;border-radius:999px;padding:15px 26px;cursor:pointer;transition:background .2s}
.btn:hover{background:var(--sky-deep);color:#fff}
.btn-sm{padding:10px 16px;font-size:.88rem;gap:0}
.btn-block{width:100%}
@media (max-width:420px){.btn-sm .long{display:none}.top .wrap{padding:0 14px;gap:8px}.brand{font-size:1rem;gap:7px}.brand img{width:30px;height:30px}.top-right{gap:8px}.lang a,.lang span{padding:6px 8px}.btn-sm{padding:9px 12px}}

/* Hero */
.hero{position:relative;text-align:center;padding:64px 0 0;background-color:#f7fbfe;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='36' height='56' viewBox='0 0 36 56'%3E%3Cpath d='M18 0 36 28 18 56 0 28Z' fill='none' stroke='%230369a1' stroke-opacity='.07' stroke-width='1.2'/%3E%3Cpath d='M18 10 29.5 28 18 46 6.5 28Z' fill='%230369a1' fill-opacity='.025'/%3E%3C/svg%3E");
  background-size:36px 56px;border-bottom:1px solid var(--line)}
.hero::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(247,251,254,0) 55%,#fff 100%);pointer-events:none}
.hero .wrap{position:relative;z-index:1}
.eyebrow{display:inline-block;font:600 .8rem/1.3 "Sora",sans-serif;letter-spacing:.08em;text-transform:uppercase;color:var(--sky-ink);margin-bottom:14px}
.hero .eyebrow{background:#fff;border:1px solid var(--line);border-radius:999px;padding:7px 14px}
.hero h1{max-width:900px;margin:0 auto .5em}
.answer{max-width:760px;margin:0 auto 1.4em;font-size:1.13rem;color:var(--text)}
.answer strong{color:var(--navy)}
.hero-cta{display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:12px 20px;margin-bottom:12px}
.updated{font-size:.92rem;color:var(--muted)}
.hero-art{position:relative;z-index:1;margin:36px auto 0;width:100%;max-width:100%}
.hero-art img{width:100%;height:auto}

/* Sections */
.sec{padding:76px 0}
.sec-panel{background:var(--panel)}
.head{max-width:760px;margin-bottom:34px}
.head .lead{font-size:1.1rem}
.lead{color:var(--text)}
.grid{display:grid;gap:22px;grid-template-columns:minmax(0,1fr)}
.grid>*{min-width:0}
@media (min-width:760px){.g2{grid-template-columns:repeat(2,minmax(0,1fr))}.g3{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media (min-width:980px){.split{grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:44px;align-items:start}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px;box-shadow:0 1px 0 rgba(12,30,51,.03),0 10px 30px -22px rgba(3,105,161,.35)}
.sec-panel .card{border-color:#cfe2f1}
.card p:last-child{margin-bottom:0}
.src{font-size:.9rem;color:var(--muted)}
.src a{color:var(--sky-ink)}
.kurz{background:#fff;border-left:5px solid var(--sky);border-radius:0 var(--r) var(--r) 0;padding:20px 24px;margin:0 0 26px}
.kurz strong{font-family:"Sora",sans-serif;color:var(--navy)}
.sec-panel .kurz{background:#fff}

/* Timeline */
.timeline{list-style:none;margin:0;padding:0;position:relative}
.timeline li{position:relative;padding:0 0 22px 34px}
.timeline li::before{content:"";position:absolute;left:6px;top:7px;width:13px;height:13px;transform:rotate(45deg);background:var(--sky);border-radius:3px}
.timeline li::after{content:"";position:absolute;left:12px;top:24px;bottom:2px;width:1px;background:var(--line)}
.timeline li:last-child::after{display:none}
.timeline time{display:block;font:600 .95rem/1.3 "Sora",sans-serif;color:var(--sky-ink);margin-bottom:2px}
.timeline p{margin:0}

/* Tables & lists */
.tbl-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--r);background:#fff}
table{border-collapse:collapse;width:100%;font-size:.98rem}
caption{text-align:left;padding:16px 18px 4px;font:600 .95rem/1.3 "Sora",sans-serif;color:var(--navy)}
th,td{text-align:left;padding:12px 18px;border-top:1px solid var(--line);vertical-align:top}
thead th{border-top:0;font-family:"Sora",sans-serif;font-size:.85rem;font-weight:600;color:var(--sky-ink);background:#f7fbfe}
tbody th{font-weight:600;color:var(--navy)}
td.num{white-space:nowrap;font-variant-numeric:tabular-nums}
.ticks{list-style:none;padding:0;margin:0 0 1em}
.ticks li{position:relative;padding-left:28px;margin-bottom:9px}
.ticks li::before{content:"";position:absolute;left:3px;top:.55em;width:10px;height:10px;transform:rotate(45deg);border:2px solid var(--sky);border-radius:2px}
dl.facts{margin:0;display:grid;grid-template-columns:minmax(0,1fr);gap:0;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;background:#fff}
dl.facts div{padding:13px 18px;border-top:1px solid var(--line);display:grid;gap:2px}
dl.facts div:first-child{border-top:0}
dl.facts dt{font:600 .9rem/1.3 "Sora",sans-serif;color:var(--sky-ink)}
dl.facts dd{margin:0}
@media (min-width:640px){dl.facts div{grid-template-columns:minmax(0,190px) minmax(0,1fr);gap:16px}}
.calc{background:var(--navy);color:#e6f0f8;border-radius:var(--r);padding:24px 26px}
.calc h3{color:#fff}
.calc .tag{display:inline-block;background:#e0f2fe;color:var(--sky-deep);font:600 .75rem/1 "Sora",sans-serif;padding:6px 10px;border-radius:999px;margin-bottom:12px;text-transform:uppercase;letter-spacing:.06em}
.calc table{color:#e6f0f8}
.calc td,.calc th{border-color:rgba(255,255,255,.16);padding:9px 0}
.calc td.num{text-align:right}
.calc tr.sum th,.calc tr.sum td{font-weight:700;color:#fff;border-top:2px solid rgba(255,255,255,.45)}
.calc p.small{font-size:.9rem;color:#c3d6e6;margin:12px 0 0}
blockquote.law{margin:0 0 12px;font:500 1.08rem/1.55 "Sora",sans-serif;color:var(--navy)}

/* Mock */
.mock{margin:0;background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;box-shadow:0 24px 50px -30px rgba(12,30,51,.45)}
.mock-top{display:flex;justify-content:space-between;align-items:center;gap:10px;flex-wrap:wrap;padding:14px 18px;background:#f7fbfe;border-bottom:1px solid var(--line);font:600 .92rem/1.3 "Sora",sans-serif;color:var(--navy)}
.badge{font:600 .72rem/1 "Sora",sans-serif;text-transform:uppercase;letter-spacing:.06em;background:#e0f2fe;color:var(--sky-deep);padding:6px 9px;border-radius:999px}
.mock table{font-size:.92rem}
.mock th,.mock td{padding:10px 14px}
.pill{display:inline-block;font-size:.8rem;font-weight:700;padding:3px 9px;border-radius:999px;white-space:nowrap}
.pill.ok{background:var(--ok-bg);color:var(--ok)}
.pill.warn{background:var(--warn-bg);color:var(--warn)}
.mock figcaption{padding:10px 18px;font-size:.85rem;color:var(--muted);border-top:1px solid var(--line)}

/* Modules */
.ico{width:46px;height:46px;border-radius:14px;background:var(--panel);color:var(--sky);display:grid;place-items:center;margin-bottom:14px}
.ico svg{width:24px;height:24px}

/* Steps */
.steps{list-style:none;margin:0;padding:0;counter-reset:s;display:grid;gap:22px;grid-template-columns:minmax(0,1fr)}
.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px;min-width:0}
.steps li::before{content:counter(s);display:grid;place-items:center;width:40px;height:40px;border-radius:12px;background:var(--sky);color:#fff;font:700 1.05rem/1 "Sora",sans-serif;margin-bottom:14px}
@media (min-width:760px){.steps{grid-template-columns:repeat(3,minmax(0,1fr))}}

/* Proof & price */
.proof{display:grid;gap:22px;grid-template-columns:minmax(0,1fr)}
.proof>*{min-width:0}
@media (min-width:860px){.proof{grid-template-columns:minmax(0,1.2fr) minmax(0,.8fr);align-items:stretch}}
.stat{font:700 clamp(2.2rem,1.6rem + 2.4vw,3.2rem)/1 "Sora",sans-serif;color:var(--sky);margin-bottom:8px}
.price-card{background:var(--navy);color:#e6f0f8;border-radius:var(--r);padding:30px}
.price-card h2,.price-card h3{color:#fff}
.price{font:700 clamp(1.9rem,1.4rem + 2vw,2.6rem)/1.1 "Sora",sans-serif;color:#fff;margin:6px 0 4px}
.price small{display:block;font:500 1rem/1.4 "Karla",sans-serif;color:#c3d6e6;margin-top:4px}
.price-card .ticks li::before{border-color:#7cc4ee}
.price-card .btn{background:#fff;color:var(--sky-deep)}
.price-card .btn:hover{background:#e0f2fe;color:var(--sky-deep)}

/* FAQ */
.faq{display:grid;gap:12px;max-width:880px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:0 22px}
.faq summary{cursor:pointer;list-style:none;padding:19px 34px 19px 0;position:relative;font:600 1.04rem/1.4 "Sora",sans-serif;color:var(--navy)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";position:absolute;right:4px;top:26px;width:9px;height:9px;border-right:2px solid var(--sky);border-bottom:2px solid var(--sky);transform:rotate(45deg);transition:transform .2s}
.faq details[open] summary::after{transform:rotate(-135deg);top:30px}
.faq .a{padding:0 0 18px}
.faq .a p:last-child{margin:0}

/* Form */
.form-sec{background:var(--panel)}
.form-grid{display:grid;gap:30px;grid-template-columns:minmax(0,1fr)}
.form-grid>*{min-width:0}
@media (min-width:960px){.form-grid{grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:48px;align-items:start}}
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px 22px;box-shadow:0 24px 50px -34px rgba(12,30,51,.5)}
@media (min-width:560px){.form-card{padding:36px}}
.form-card>p{color:var(--muted)}
.fields{display:grid;gap:16px 18px;grid-template-columns:minmax(0,1fr)}
.fields>*{min-width:0}
@media (min-width:600px){.fields{grid-template-columns:repeat(2,minmax(0,1fr))}.full{grid-column:1/-1}.zipcity{grid-column:1/-1;display:grid;gap:18px;grid-template-columns:minmax(0,.6fr) minmax(0,1.4fr)}}
.zipcity{display:grid;gap:16px}
.field label{display:block;font:600 .9rem/1.3 "Sora",sans-serif;color:var(--navy);margin-bottom:6px}
.req{color:#b42318}
.field input{width:100%;font:inherit;color:var(--navy);background:#fff;border:1.5px solid #9fbfd8;border-radius:12px;padding:12px 14px;min-height:48px}
.field input:focus{border-color:var(--sky);outline:3px solid rgba(3,105,161,.25);outline-offset:0}
.hp{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}
.form-card .btn{margin-top:22px;padding:17px 26px;font-size:1.06rem;border-radius:14px}
.form-status{margin:12px 0 0;color:#b42318;font-weight:600}
.form-status:empty{display:none}
.form-note{font-size:.9rem;color:var(--muted);margin:14px 0 0}
.next{list-style:none;padding:0;margin:22px 0 0;display:grid;gap:12px}
.next li{display:flex;gap:14px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px 16px}
.next b{flex:none;display:grid;place-items:center;width:30px;height:30px;border-radius:9px;background:var(--sky);color:#fff;font:700 .9rem/1 "Sora",sans-serif}

/* Footer */
.foot{background:var(--navy);color:#c3d6e6;padding:36px 0;font-size:.93rem}
.foot .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:18px}
.foot nav{display:flex;gap:20px}
.foot a{color:#fff}
.foot img{border-radius:6px}
.foot .disc{flex-basis:100%;margin:0;color:#c3d6e6}

/* Thank-you */
.thanks{padding:90px 0 110px;text-align:center}
.thanks .lead{max-width:600px;margin:0 auto 1.6em}

@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important;animation:none!important}}